In checking the today's rate, I am amazed to see the rate for ARM 5/1, interest only start at 4% (wow). This is perhaps good for those homeowners who want to keep their current home for only the next 5 years and want to substantially save on monthly mortgage payments. So, if you or anyone you know that would like to get more information, you can contact me (James at 949-215-9699) or go to www.suncoastgroupfinancial.com