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5/1 Libor
30 Year Fixed
Rate
Point
Product
Rate
Point
Product
3.750%
1.00
Value
4.875%
0.75
Value
3.875%
0.75
Value
5.000%
0.375
Value
4.000%
0.25
Value
5.125%
0.125
Value
4.125%
0.125
Value
5.250%
0
Value
4.250%
0
Value
5.375%
0
Value
5/1 Libor Interest Only
15 Year Fixed
Rate
Point
Product
Rate
Point
Product
3.750%
1.375
Value
4.250%
1.25
Ultra
3.875%
1.00
Value
4.375%
0.75
Ultra
4.000%
0.75
Value
4.500%
0.375
Ultra
4.125%
0.25
Value
4.625%
0.125
Ultra
4.250%
0
Value
4.750%
0
Ultra
Agency Jumbo 5/1 Libor
Agency Jumbo 30 Year Fixed
Rate
Point
Product
Rate
Point
Product
3.750%
2.375
Value
5.000%
1.25
Value
3.875%
2.00
Value
5.125%
0.90
Value
4.000%
1.75
Value
5.250%
0.65
Value
4.125%
1.5
Value
5.375%
0.125
Value
4.250%
1.00
Value
5.500%
0
Value
Agency Jumbo 5/1 Interest Only
Agency Jumbo 15 Year Fixed
Rate
Points
Product
Rate
Price
Product
4.500%
0.75
Platinum
4.250%
1.95
Ultra
4.625%
0.60
Platinum
4.375%
1.375
Ultra
4.750%
0.5
Platinum
4.500%
1.125
Ultra
4.875%
0.25
Platinum
4.625%
0.85
Ultra
5.000%
0
Platinum
4.750%
0.375
Ultra
30 Year Fixed - FHA
30 Year Fixed - FHA Jumbo
Rate
Points
Product
Rate
Points
Product
5.000%
0.25
Ultra
5.000%
1.5
Value
5.125%
0.125
Ultra
5.125%
1.375
Value
5.250%
0
Ultra
5.250%
0.75
Value
5.375%
0
Ultra
5.375%
0.35
Value
5.500%
0
Ultra
5.500%
0
Value
**Final individual rate may vary, depending on LTV, FICO scores and applicants credit qualifications**